Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of the Future Financing website at futurefinancing.net and the services we provide. By accessing or using our website and services, you agree to be bound by these Terms.

About Our Services

Future Financing is a business financing and working capital company. We provide funding in-house and work with affiliated subdivisions that offer various funding programs for different business situations. We review applications, structure funding options, and provide working capital solutions.

Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the authority to bind the business entity you represent
• Operate a legitimate business seeking financing
• Provide accurate and complete information in your application
• Not be located in a jurisdiction where our services are prohibited

Application Process

When you submit an application through Future Financing:

• We will review your application and financial information
• Your application will be evaluated for our various funding programs
• We will structure and present funding offers if available
• Submitting an application does not guarantee funding approval
• Funding decisions are based on underwriting criteria and business qualifications
• You are not obligated to accept any funding offer presented

Your Responsibilities

You agree to:

• Provide accurate, current, and complete information
• Update your information if it changes
• Maintain the confidentiality of any account credentials
• Not misrepresent your business or financial situation
• Not submit fraudulent or false information
• Not use our services for any illegal purpose

SMS Communications

By providing your phone number, you consent to receive text messages from Future Financing about your application and funding process. Consent to receive SMS is not required as a condition of receiving funding. You may opt out at any time by replying STOP. Message and data rates may apply. For help, reply HELP or contact nate@futurefinancing.net.

Acceptable Use

You may not:

• Use our services for fraudulent purposes
• Submit applications on behalf of fictitious businesses
• Interfere with or disrupt our website or services
• Attempt to access systems or data without authorization
• Use automated tools to scrape or copy our content
• Violate any applicable laws or regulations

Intellectual Property

All content on the Future Financing website, including text, graphics, logos, and software, is the property of Future Financing or its licensors and is protected by copyright and trademark laws. You may not copy, modify, or distribute our content without permission.

No Guarantee of Funding

Future Financing does not guarantee that any application will result in a funding offer. Funding decisions are based on underwriting criteria, which may include credit history, revenue, time in business, and other factors specific to each funding program.

Fees and Costs

There is no fee to submit an application through Future Financing. Any fees or costs associated with funding will be clearly disclosed in the offer terms before you accept.

Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that:

• You will receive funding offers
• Any specific funding terms or amounts will be available
• Our services will be uninterrupted or error-free
• Any particular result will be achieved

Limitation of Liability

To the maximum extent permitted by law, Future Financing shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, business interruption, or failure to obtain funding.

Indemnification

You agree to indemnify and hold harmless Future Financing from any claims, losses, or damages arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Modifications

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.

Termination

We may suspend or terminate your access to our services at any time, with or without cause, if we believe you have violated these Terms or engaged in fraudulent activity.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in New York.

Contact Information

If you have questions about these Terms of Service, please contact us:

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Future Financing regarding the use of our services and supersede all prior agreements and understandings.